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The Deanes

Selling a property in Murcia was a stress-free experience for John and Sue Deane, thanks to the first-rate service they received from HomeFinance.

When the retired couple from West London found a buyer for their holiday home next to the famous Mar Menor lagoon in May 2017, they asked Home Finance to provide the necessary legal support to complete the transaction.

“We used HomeFinance to oversee all the legalities and cover our obligations during the transaction,” said John. “We gave them power of attorney so as well as checking the contracts, they organised things like closing our Spanish bank account, making sure our outstanding mortgage balance was paid and cancelling our buildings insurance. And they are also overseeing any tax obligations – I believe we are still due some money back, which is nice. HomeFinance have been highly professional and courteous throughout the process, and we would be very happy to recommend them.”

As well as legal services, HomeFinance can help vendors and buyers with Spanish mortgages applications, currency transfers and all insurance requirements that come with homeownership in Spain.

The Deanes’ property was a three-bedroom, two-bathroom townhouse, just 10 minutes’ walk to the beach in the traditional beach resort of Santiago de la Ribera. It included outdoor space at the front and rear, as well as a solarium.

“And it was also just five minutes’ drive to the airport at Murcia San Javier,” added John. “And there was a good local bus service. We bought the property back in 2004 and had lots of great family holidays there, including with friends. For us, it was a second home that we used to like visiting in spring and autumn and we didn’t rent it out. We decided to sell because it felt it was time for a change. Friends we had there moved on and it felt like an end of an era.”

The Deanes, who have two adult children, discovered HomeFinance through its sister company, the estate agency HomeEspaña. The couple listed their property with HomeEspaña in September 2016 and were immediately impressed with the number of viewings they got, as well as the market knowledge of their agent and regular feedback he gave them.

“Initially, we advertised at €115,000 but then dropped the price a couple of times. Then, on the recommendation of our agent, we dropped to €99,950 and within two weeks we had accepted an offer. That was at the start of May 2017 and with the help of HomeFinance, the sale was completed by the end of that month. The buyers were a young Spanish couple. Again, we have the highest regard for HomeEspaña, who were very professional and enabled us to hit a wider market than other local agents could have done.”